What These Terms Cover in Indonesia
These Terms & Conditions set the conditions for opening, using and maintaining your account with us. We describe the phone verification step, accurate account details, permitted access, wallet status checks and the way we can update wording when a service or legal requirement changes. Payment references
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include DANA, OVO, GoPay, QRIS, bank transfer and virtual account, but the terms do not change the rules of your bank or wallet provider. If you access the account from Jakarta or elsewhere in Indonesia, eligibility depends on local law. You must read the current version
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before using account services, and you should keep your own copy when a material change affects your account. Where a conflict exists between a specific notice and these general conditions, the specific notice applies to that transaction or account step.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.